Buying in Dubai shouldn't mean untangling bank rates on your own. Get a quick estimate below, then speak with our team for the actual offers available to your profile.
This gives you a fast, indicative estimate — actual rates depend on your residency status, income, and the bank you go with. We work with lenders across the UAE to find the fit that suits you.
A common rule of thumb is around 7x annual salary, though this varies by bank and depends heavily on existing loans, credit cards, and other liabilities you're already carrying.
Rates vary meaningfully from bank to bank and depend on your individual profile — whether you're salaried or self-employed, resident or non-resident. We can point you toward current live offers once we know your situation.
Yes, subject to individual profiling. Non-residents typically see lower maximum loan-to-value than residents — often capped lower — so a larger down payment is usually needed.
For salaried applicants: ID, salary certificate, recent payslips and bank statements, and details of any existing liabilities. For the self-employed: ID, trade licence and company documents, audited accounts or business bank statements, plus personal bank statements and existing liabilities.
It varies by bank, but most give an initial response within a couple of working days. Once all documents are in, a full pre-approval typically lands within about a week.